National Association of Statutory Health Insurance Funds: sharp increase in nursing cases noted

DAccording to its own data, the umbrella association of compulsory health insurance companies (GKV) noted a sharp increase in the number of cases of medical care last year. “Whereas in previous years the number of people needing help grew by about 326,000 cases per year, in 2023 there was a sudden increase of 361,000 cases. “This is an increase of eleven percent,” GKV vice-chairman Gernot Kiefer told the newspapers of the Funke media group.

There is still no clear answer as to where this increase came from. “It is quite possible that this is a one-time effect of the pandemic: many older people may not have dared to allow medical experts into their homes late into the night. However, if this is a new trend, the situation in the care sector will become much more critical.”

According to Kiefer, this growth trend will not continue forever. “Starting in the second half of the 2030s, the curve will flatten somewhat as the wave of baby boomers subsides.”

The decision to reform was made only last year

If policymakers continue to only regulate premiums, premiums will continue to rise incrementally, Kiefer said. There are alternatives, such as the government taking over some of the services currently covered by long-term care insurance. “That is why my urgent call, including for the purpose of reliable funding, is that the federal government must take action before January 1, 2025. It would be prudent for this issue not to be drawn into the federal election campaign.”

A study published on Tuesday has already concluded that further increases in care premiums could be on the way. The ever-increasing number of people requiring care in Germany will likely require an increase by early next year, according to a new report from health insurer DAK-Gesundheit. Adjustments to premium rates to ensure the solvency of long-term care insurance will likely occur as early as 2024.

To stabilize long-term care insurance, the Bundestag passed a reform last year. Funding should actually be provided until 2025. The contribution for those without children increased to 4 percent, and for depositors with one child – to 3.4 percent. The share of employers increased to 1.7 percent. If you have more children, the contribution decreases.

Source: Frantfurter Allgemeine

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